Last Updated: January 1, 2026
Legal Documents

Joya 9TV Terms & Conditions – Clear & Simple Language

This document forms the foundation of the relationship between Joya 9TV and our members. We want you to fully understand every rule, so we've written these in plain, accessible language rather than complex legal jargon.

Version 3.2
Language: Bengali
Reading time: ~8 minutes
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Key Policies at a Glance

Key Highlights of Joya 9TV's Terms & Conditions at a Glance

Age Verification & Identity
You must be at least 18 years old to open an account on Joya 9TV. Providing accurate information for identity verification is mandatory.
Payment & Withdrawal Policy
All deposits and withdrawals must be within the specified limits. Joya 9TV reserves the right to review any suspicious transactions.
Bonus & Promotion Terms
Each bonus has its own wagering requirements. Bonus funds cannot be withdrawn until those requirements are met.
Prohibited Activities
Fraud, bonus abuse, and operating multiple accounts are strictly prohibited. Any violation will result in account closure.
Privacy Protection
Your personal information is never sold to third parties. All data is kept secure and encrypted.
Notice of Changes to Terms
Members will be notified in advance of any rule changes via email and in-app notifications.

1

General Terms & Conditions and Applicability

These Terms & Conditions apply to all users of the Joya 9TV platform. By accessing our website or app, you are automatically deemed to have accepted these terms. We strongly encourage you to read this document carefully before registering.

Joya 9TV operates under a license from the Curaçao Gaming Authority. We comply with international gaming laws and responsible gaming policies. By using this platform, any member enters into a legally binding agreement with us.

These Terms & Conditions are available in both Bengali and English. In the event of any dispute, the English version shall be considered the definitive document.

Important Note
Joya 9TV is strictly for adults aged 18 and over. Minors are not permitted to open an account or play any games. We may request proof of identity to verify your age.
2

Account Registration & Management

Each member may register only one account. If multiple accounts are found belonging to the same person, all accounts will be closed and any funds held may be forfeited. All information provided at registration must be accurate and truthful.

You are solely responsible for keeping your account password and login credentials confidential. Joya 9TV is not liable for any loss resulting from unauthorised use of your account. If you notice any suspicious activity, contact our support team immediately.

What You Need to Open an Account
  • Must be at least 18 years of age
  • Active mobile number (Bangladeshi)
  • Valid email address
  • Full legal name and date of birth
  • Government-issued ID (NID/Passport) – may be required during verification
3

Deposit, Withdrawal & Payment Policy

Deposits on Joya 9TV can be made via bKash, Nagad, and Rocket. Deposits are typically processed instantly. If you experience any delay, please contact our support team.

Your account must be verified before you can make withdrawals. Withdrawals are processed in up to 5 minutes, though additional processing time from your bank or mobile operator may apply in some cases. Identity verification is mandatory for your first withdrawal.

Payment Methods Minimum Maximum Time
BKash (Deposit) ৳500 ৳5,00,000 Instant
Nagad (Deposit) ৳500 ৳5,00,000 Instant
BKash (Withdrawal) ৳1,000 ৳2,00,000/day 5 minutes
Nagad (Withdrawal) ৳1,000 ৳2,00,000/day 5 minutes
Warning
Payments from accounts registered under another person's name are not accepted. All transactions must be made from the member's own mobile banking account.
4

Bonus & Promotional Offer Terms

Joya 9TV offers a range of bonuses – including welcome bonuses, deposit match bonuses, cashback, and VIP rewards. Each offer has its own terms, which are clearly stated on the promotions page.

Bonus funds cannot be withdrawn directly – you must first meet the specified wagering requirements. Wagering means placing bets totalling a set multiple of the bonus amount. For example: a ৳1,000 bonus with 20x wagering requires ৳20,000 in total bets.

Bonus offers are generally valid for 7 to 30 days. If the conditions are not met within that period, the bonus will be cancelled. It may not be possible to have multiple bonuses active at the same time — please check the terms of each specific offer.

Bonus Wagering Calculation
Bonus amount × wagering multiplier = total amount to be wagered. Example: ৳2,000 bonus × 25x = ৳50,000 to be wagered. Not all games on Joya 9TV contribute equally – slots count in full, while live games apply at a different rate.
5

Gaming Rules & Fair Play Policy

All games on Joya 9TV use third-party certified RNG (Random Number Generator) technology, meaning every outcome is entirely random and not predetermined. Neither players nor Joya 9TV can control the results.

In Live Casino games, real dealers manage the action via HD streaming. These games follow international casino rules, and all hand outcomes are recorded. In the event of a dispute, the records are reviewed.

For Sports Betting, Joya 9TV offers competitive odds and all bet outcomes are determined by real match results. In the event of a tie, cancelled match, or disputed result, bets are settled in accordance with the applicable policy.

Game RTP (Return to Player) Information

RTP information for each game is available in the game lobby:

  • Slot games: typically 94% – 98%
  • Teen Patti: 96.5% – 97%
  • Roulette (European): 97.3%
  • Blackjack: Up to 98.5% (based on optimal strategy)
6

Prohibited Activities & Consequences of Violations

The following activities are strictly prohibited on Joya 9TV. Any violation will result in immediate account suspension and possible forfeiture of account funds:

  • Creating or managing multiple accounts
  • Attempting to abuse or exploit the bonus system
  • Opening an account using a fake identity or false information
  • Betting or playing on behalf of another person
  • Using hacking tools, bots, or automated software
  • Using the platform for money laundering
  • Knowingly exploiting any technical glitch in a game or the system
Serious Violations
If evidence of money laundering or fraud is found, Joya 9TV reserves the right to notify the relevant legal authorities. In such cases, all funds in the account will be frozen.
7

Account Closure & Suspension Policy

Members may close their account at any time by submitting a request to the support team. Please withdraw any remaining balance before closing your account.

Joya 9TV may temporarily suspend or permanently close an account for any of the following reasons:

  • If evidence of a rule violation is found
  • If identity verification is not completed
  • Review period for suspicious financial transactions
  • If a member requests self-exclusion
  • Accounts inactive for an extended period (24+ months)

After an account is closed, any legitimate funds will be returned; however, bonuses and funds with unmet wagering conditions will be forfeited.

8

Limitation of Liability

Gaming is inherently risky. Joya 9TV does not accept liability for financial losses incurred during gameplay. Members participate in games of their own free will and at their own risk.

If a game is interrupted due to a technical error, loss of internet connection, or other unforeseen circumstances, Joya 9TV will make reasonable efforts to provide a fair resolution; however, full compensation cannot always be guaranteed.

9

Dispute Resolution Process

If you have a dispute or complaint, please contact Joya 9TV's support team first. We aim to respond within 48 hours, and the majority of issues are resolved at this stage.

If you are not satisfied with the resolution provided by our support team, you have the right to escalate the matter to the licensing authority. We are committed to fair and transparent outcomes at all times.

Contact Us
Support Email: [email protected] | Live Chat: Available 24/7 on the website or app. When reaching out with a complaint, please include your account ID and transaction details.
10

Terms Amendment & Update Policy

Joya 9TV reserves the right to update these Terms & Conditions at any time as needed. Members will be notified of any significant changes via email and in-app notifications. A minimum of 7 days' notice will be provided before any changes take effect.

Continued use of the platform after updated terms take effect will be considered acceptance of the new terms. If you do not agree to the changes, you have the right to close your account.

The latest version of these Terms & Conditions is always available on the Joya 9TV website. Previous versions can also be found in the archive.


Frequently Asked Questions

FAQs on Terms & Benefits

Yes, both you and your friend can earn rewards through the Joya 9TV referral program. Go to the "Refer" section in your account to find your unique referral link. Share that link with a friend — once they register using it and make their first deposit, you'll receive the designated bonus. Check the promotions page for bonus amounts and terms, as these may change from time to time. There's no cap on referrals; you earn a bonus for every friend you bring in.

No, you don't need a separate account. You can access the Live Casino section directly through your main Joya 9TV account. Once inside, you'll see a variety of game tables — Teen Patti, Roulette, Blackjack, Baccarat, and more. Simply click on a table of your choice, set your bet amount, and start playing with a live dealer. Keep in mind that live games may contribute less toward bonus wagering requirements than slots — check the terms of your specific bonus for details.

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You've read the terms — now let's play!

Joya 9TV's rules are straightforward and transparent. We want every member to play with complete peace of mind. Sign up today and get started with your welcome bonus.

18+ | Play Responsibly | Get Help If You Need It

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